We are delighted to announce that Ashley Reeves has joined our team of advisers at Four Oaks Financial Services. After deciding to study for his Level 4 Diploma and passing in 2019, he is now taking the plunge into his first advisory role.
Before joining us, Ashley spent the last 10 years working as a sales manager. He feels that his background in customer services, along with his BA (Hons) in Banking and Finance and his recent studies will stand him in good stead for his new adventure.
Ashley offers advice on savings and investments, pensions, mortgages, and protection. His experience from friends, family and colleagues in the past has led him to believe that, generally, people don’t have enough knowledge about their own financial situation and what possibilities exist for them. He would like to use his expertise to help his clients get the best from their circumstances.
Ashley says “Joining Four Oaks was really a no-brainer. After a speculative phone call to see if they were looking to take on any new advisors, the process of going through compliance and training ready to get started has been a pleasure. The whole team at Four Oaks have been incredibly helpful and supportive. I can’t wait to get out there, meeting clients and making their money work harder for them”.
Away from financial services, Ashley enjoys walking his miniature schnauzer with his girlfriend and, also the odd round of golf. His search for a hole in one continues……
Clients often think of Four Oaks Financial Services Ltd when they want to make an investment, or plan for retirement and want pension advice, in general, planning for the good times in life and looking ahead in a positive manner. However, it’s just as important to plan for the worst that life could throw at you, to minimise the impact that unwanted events have on your best made plans for a happy future. Without the right protection in place, you or your family could lose your home, and in the case of a business owner, control of your business too.
Protecting your family and business is my speciality. It’s a role I love to provide, which gives me enormous satisfaction knowing that you have peace of mind, in that you have done the best you can to protect those that you love and care for, and that a potentially devastating event will not be compounded by the financial ruin of your family. Part of my service to you is to have the conversations with you that we’ve all been guilty of ignoring and putting off because we’re busy, and ‘it’ll never happen to me’. Clients tell me that I work in a very sensitive way, but still get to know what it is that’s really important to you, which enables me to recommend the right cover that’s in your best interests every time.
Your cover could be only 3-steps away: 1. Our journey starts with an initial complimentary review of your current situation, to find out more about you, and to see how I can best help you. Also, and most importantly, for you to decide if you’d like me to work for you. You have nothing to lose. 2. I will then research the options available to us, you will then receive a letter from me, recapping on your scenario and explaining the reasons and rationale for the cover we are recommending. 3. The final stage is to make the application with a short telephone appointment to cover any lifestyle and health questions with one of my expert colleagues.
Estate Preservation & Inheritance Tax planning: ‘Keeping it in the family’. Our service to you ensures your desired legacies and business interests are properly protected from the tax man, liquidators, and or people that fall outside the family bloodline such as children’s former and future partners. In conjunction with our legal specialists, we offer a complimentary will review, they can advise upon your will and if required, arrange Power of Attorney, both for property and finance matters as well as health and welfare. Will Writing and Powers of Attorney are not regulated by the Financial Conduct Authority and do not form part of the Quilter proposition. They are offered in our own right and Quilter Financial Planning can accept no responsibility for this area of advice.
Business protection: If you are a director or have partners in your business, allow me to ask you one question: Q: What could happen if a director or partner dies, or is unable to work due to a serious illness? A: The spouse of the deceased could inherit, and benefit from their business Income, Shareholding, Dividend payments, and voting rights of the deceased spouse.
Business protection provides 3 main benefits: 1. Maintaining Control of your business: = Shareholder protection & Business loan protection. 2. Protecting profitability: = Keyperson cover. 3. Looking after your staff: = Death in service benefits.
I can provide you with appropriate protection and arrange the associated agreements that provide peace of mind in the event of the above. This is an arrangement that is fair to all parties, the surviving business owners, and the family of the deceased. It leaves you to retain control of your business whilst the spouse of the deceased receives immediate payment of the pre agreed value of their interest of the business.
Working with Four Oaks Financial Ltd not only gives you a one stop shop to the best providers in the market place for protection, you also gain access to the expertise of my colleagues who specialise in investments, pensions and mortgages. I offer a complimentary business protection review to all; you don’t even have to be a client of Four Oaks Financial Services Ltd to benefit. You really have nothing to lose and everything to gain, or retain.
Adviser Susie Leek has achieved a milestone in her career with us. Susie has attained the standard required to operate as a Mortgage & Protection Adviser within the Quilter Financial Planning network.
Experienced Mortgage & Protection Adviser Susie Leek joined us in the Autumn of last year. Although she was already qualified to give mortgage advice. However, when an Adviser joins Four Oaks Financial Services they undergo continuous professional development.
One of the requirements is to achieve the standard required to operate as an Adviser within the Quilter Financial Planning network. This is attained by having real cases appraised by Quilter Financial Planning.
Before joining Four Oaks Financial Services Susie had worked at HSBC from the age of 18. She was a Mortgage & Protection Manager for many years. Susie is one of our Advisers who has demonstrated a special interest and skill for mortgages. Using her experience, she helps our clients with their mortgages and financial protection, which often go hand-in-hand. Whether they are moving to a new home or getting a mortgage review Susie is there to help them.
Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Some clients don’t realise that they can get their mortgage reviewed at any time. Not just when their existing mortgage term ends or they are moving house. To make sure you have the appropriate mortgage for you and your unique circumstances, please contact us.
Susie is a member of our 14 strong team of Advisers who give advice in Sutton Coldfield and across the whole of the Midlands region.