Christmas & New Year Opening Hours

Financial Advice Sutton ColdfieldIn order to give our clients the best possible service our offices during the festive break we will be open except for Christmas Day, 28th December and New Year’s Day.

We will be operating different opening hours throughout the rest of the holiday period which are detailed below:

Monday 21st – 9am to 5pm

Tuesday 22nd– 9am to 5pm

Wednesday 23rd – 9am to 5pm

Thursday 24th– 9am to 1pm

Friday 25th – Closed

Monday 28th – Closed

Tuesday – 29th – 10am to 4pm

Wednesday 30th – 10am to 4pm

Thursday 31st – 10am to 1pm

Friday 1st January – Closed

Normal 9am to 5pm office hours will resume when we return to work on 4th January.

The Four Oaks team wish you and your family a very Merry Christmas and Happy New Year.

Essentially Wealth Magazine Winter 2020 Read It Now

Financisal Advice Sutton ColdfieldThis Quarter’s Essentially Wealth magazine is a must read especially in these extraordinary times. In this issue articles discuss whether we have reached the End Game For Cash, Staying Financially Fit in the New Norm and the Rise of the Inheritance Economy.

This is a complimentary magazine for all Four Oaks Financial Services clients.  Over the next few days we will be emailing this out, but you can click on this link and read it right now Q4 2020 Essentially Wealth Magazine

 

Essentially Wealth Magazine Summer 2020 Is Here

Financial Advice Sutton ColdfieldThis quarter’s edition of our complimentary magazine Essentially Wealth is now available for all our clients to whom we give financial advice in Lichfield, Sutton Coldfield and across the region.

We will be emailing this out in the coming days, but if you can’t wait to read the article “Covid-19 The Ultimate Financial Stress Test” and read about “When Is A £20 Note Not A £20 Note” and much more just click this link Four Oaks Essentially Wealth Summer 2020 Q3

Summer 2020 Essentially Mortgages Magazine Is Now Available

Mortgages Sutton ColdfieldWe will be sending this magazine out via email to all our clients who receive Financial Advice in Lichfield, Sutton Coldfield and surrounding areas.

This is a complimentary magazine and this quarter it is full of comment and information regarding mortgage affordability in a post-lockdown world, and items such as the stamp duty break for many home buyers which is only available for a short time.

Make sure you keep up to date and informed.  Please click on this link Four Oaks Essentially Mortgages Summer 2020 Q3 to read the magazine now.

Adviser Susie Leek Attains Standard

Mortgage Sutton Coldfield
Susie Leek, Mortgage & Protection Adviser

Adviser Susie Leek has achieved a milestone in her career with us.  Susie has attained the standard required to operate as a Mortgage & Protection Adviser within the Quilter Financial Planning network.

Experienced Mortgage & Protection Adviser Susie Leek joined us in the Autumn of last year. Although she was already qualified to give mortgage advice. However, when an Adviser joins Four Oaks Financial Services they undergo continuous professional development.

One of the requirements is to achieve the standard required to operate as an Adviser within the Quilter Financial Planning network.  This is attained by having real cases appraised by Quilter Financial Planning.

Before joining Four Oaks Financial Services Susie had worked at HSBC from the age of 18. She was a Mortgage & Protection Manager for many years.  Susie is one of our Advisers who has demonstrated a special interest and skill for mortgages. Using her experience, she helps our clients with their mortgages and financial protection, which often go hand-in-hand.  Whether they are moving to a new home or getting a mortgage review Susie is there to help them.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Some clients don’t realise that they can get their mortgage reviewed at any time.  Not just when their existing mortgage term ends or they are moving house.  To make sure you have the appropriate mortgage for you and your unique circumstances, please contact us.

Susie is a member of our 14 strong team of Advisers who give advice in Sutton Coldfield and across the whole of the Midlands region.

Phoenix Learn About Financial Planning

Financial Advice Sutton Coldfield
Karen Hagan, Financial Adviser

Financial Adviser Karen Hagan recently gave a presentation for the Phoenix Networking group on Financial Planning and How To Get Financially Fit. Phoenix is a business networking group for ladies. Karen, who gives financial advice local to Sutton Coldfield, is an experienced financial adviser and one of our advisers who often works with female clients.

Her presentation was split into four sections. First giving tips on getting financially fit that you can do yourself. Followed by financial planning that needs the help of a financial adviser. She then touched on behavioural economics and finally, ran through our “bucket” presentation. If you have not yet seen this, please ask your financial adviser or book an appointment with our client liaison team.

Top Tips On DIY Financial Planning

In her presentation Karen talked about things that everyone can do for themselves to get fitter financially. Such as, clearing debt, transferring credit card balances, re-mortgaging at a lower rate and making a Will.

The Support Of A Financial Adviser

Karen went on to outline the circumstances where you will usually need the advice of a financial adviser.  For example, making contributions to your pension and tax planning. Or, when looking to make financial investments especially when the stock market is volatile and could be causing the client some anxiety.

Behavioural Economics

In this section Karen talked about attitudes to risk.  Everyone is different.  Some people are put off investing on the stock market, because they perceive it to be risky.  Others have a less cautious attitude to risk. What a financial adviser does is educate people on all the different investment options available and the associated level of risk.

Karen wrapped up her presentation with a light-hearted but very informative run through our “bucket” presentation. This explains the role of financial planning throughout your life and is aligned to our Lifestyle Financial Planning approach.

By clicking on the above links, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Quilter are responsible for the accuracy of the information contained within the site.