Mortgages and Our Regulatory Responsibilities to You

mortgage advice LichfieldUnder Principle 10 of The Financial Conduct Authority (FCA) rules for giving financial advice it states: “A firm must arrange adequate protection for its clients’ assets when it is responsible for them.”

Therefore, it is our regulatory responsibility to ensure your assets (home and possessions) are adequately protected, and this also includes your lifestyle requirements, such as helping make sure you can pay your bills should something happen that means you are not able to work or your income falls.

We can help you choose the right mortgage whether you are a property investor, first time buyer, moving home or just reviewing your current arrangements. We can also arrange adequate protection because taking out a mortgage is one of the biggest financial commitments you can make, both in terms of the amount you borrow, and the time you will take to repay it.  Please take this opportunity to talk to one of our expert advisers today and contact us.

Your home may be repossessed if you do not keep up repayments on the mortgage.

The Financial Conduct Authority do not regulate some buy to let mortgages.

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