On Thursday 15th February, we opened our doors for a drop-in morning on ISAs in our office near Sutton Coldfield. Right now it is what we call “ISA season”. This is the time of year that people make sure they have used up their tax free savings allowance before the end of the current tax year and look at putting plans in place for their ISA investments for the new tax year which starts on 6th April.
One of our visitors said that they had a life changing experience after taking the time to drop-in. She had expected to ask a few questions about ISAs but found out that she still had time to plan for her retirement and that she had a pension that she could potentially access now, if she wanted to. She has booked a formal appointment to follow up on this conversation and will be working with one of our Advisers who will provide her with financial advice specifically tailored to her individual circumstances.
You see, you never know where a chat with one of our local Financial Advisers will lead!
Investors do not pay any personal tax on income or gains, but ISAs do pay tax on income from stock and shares within the funds.
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment depends on individual circumstances. Tax treatment rates and allowances are subject to change.