The Lastest Edition Of Our Essentially Mortgages Magazine Available To Read Now

Mortgages Sutton ColdfieldWe’ve just published the latest edition of our mortgages magazine, which includes news that homes are becoming more affordable and if you are considering lending money to your family, how to do it right.

We will be sending this out to all of our clients via email in the coming days, but if you are not on the mailing list and would like to ensure you don’t miss an issue please email clientsupport@fouroaksfs.com.

To read the magazine right now, click on this link Q2 2019 Four Oaks – Essentially Mortgages

Download The Lastest Edition Of Our Essentially Wealth Magazine

financial advisers Sutton Coldfield This quarter’s magazine is packed full of articles and spotlights why divorced women are at risk of pension poverty and why 1 in 10 people expect to work for the rest of their lives.

We will be emailing the latest issue of Essentially Wealth magazine to our clients in the next few days, but you can read it here right now.  If you would like to receive this via email and are not on our mailing list please contact clientsupport@fouroaksfs.com.

To download Essentially Wealth follow this link Q2 2019 Four Oaks – Essentially Wealth

Congratulations To Mark Timmins On 5 Years’ Service

Financial Adviser Sutton Coldfield
Mark Timmins, Financial Adivser

Financial Adviser, Mark Timmins is celebrating five years’ service with Four Oaks Financial Services. Mark joined our team in 2014 from Lloyds Bank where he was a Financial Consultant.  In this role he was a fully qualified Financial Adviser, but was only able to provide clients with certain products, and he had to adhere to the Bank’s procedures.  Mark felt that he could provide a better service for his clients in terms of choice and speed, by working with us.

In the past five years there have been many changes in the Financial Services sector, for example auto enrolment was introduced and Mark has done a great deal of work with businesses on this, which has led to working with individuals within the businesses. His passion is helping people with their pensions and investments, and Mark says that the introduction of our Lifestyle Financial Planning approach and software has made a big difference to his clients.  He recalls that his best memory of the last five years was when he was able to use Lifestyle Financial Planning to illustrate to a client how close he was to being able to retire, and as soon as he was able to, he did.  For Mark, this typifies the role of a Financial Adviser, which is to help people to achieve their goals, not talking about financial products and services.

Mark continues to invest in his own skills and knowledge, and is now also qualified to give advice on Equity Release and Long Term Care planning, which are specialist areas of financial planning.

In recognition of his five years of service Mark received a certificate and a gift from the company, which he used to treat himself to an upgrade of his home cinema equipment.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

We’re Seeking A Financial Adviser Who Wants A Better Work/Life Balance

Financial Advisers Sutton ColdfieldIf you are an Adviser, qualified to Level 4 Diploma status, and you want to spend more time working with your clients, with an option to work from home. And, you are fed up with all the bureaucracy our profession has to deal with. We want to talk to you.

Our large friendly and stable team will support you. Let us do your Administration, Paraplanning, Compliance, Marketing and Appointment Making.

“Martin Ward has delivered on everything he said he would. He believes in playing fair, and he does. Due to having more time, I am now one of the highest qualified advisers in the region and I can concentrate on delivering better client outcomes as a consequence. None of this would have been possible had I not become a member of this practice.”  Ian Cleghorn, Chartered Financial Planner.

Read Ian’s full testimonial and find out more about this vacancy on our Careers page

A highly competitive self-employed package will be offered to the successful candidate.

Funeral Plans Provide Peace Of Mind

Funeral Plans Sutton ColdfieldIf you are already a client of Four Oaks Financial Services you will know that we have a holistic approach to financial planning, and we call this lifestyle financial planning.  So, our financial advice covers your entire life, up to the end of your life, and actually beyond, as it is not uncommon for us to help families deal with our client’s estate when they pass away.

Funerals can be costly and having planned ahead, your loved ones won’t be left to find the money for your funeral at short-notice, which in 2017 was £4,078* and is projected to be £7,298** in 2027. Find out more here, ask your Financial Adviser who provides local financial advice local to Sutton Coldfield and the wider area, or contact our Client Support team to make an appointment.

*SunLife Cost of Dying Report 2017
**Projection by Golden Charter based on the SunLife Cost of Dying Report

Funeral planning is not regulated by the Financial Conduct Authority.

Golden Charter are neither authorised nor regulated by the Financial Conduct Authority.

Lily Jackson Wins Quarterly Recognition Award

Financial Advice Sutton Coldfield
Lily Jackson, Paraplanner

To win our Quarterly Recognition Award a member of staff can be nominated by anyone in either our Support Team or Adviser Team. The quarter January to March 2019 saw Paraplanner, Lily Jackson being nominated for and winning this award.

Lily does a lot of work on complex pension cases. This involves a tremendous amount of work, attention to detail, knowledge and accuracy as the reports Lily works on often contain more than 40 pages, and reports are only part of the process. Lily works along-side our Financial Advisers who provide financial advice local to Sutton Coldfield and the wider Midlands region.

“It is lovely to receive this recognition.” Says Lily. “There is a great deal of work that goes on behind the scenes, especially on some of the pension cases which can be very complicated. Although the reports are very challenging and time consuming, it is rewarding knowing that you are helping clients to ensure they are using their pension provision in the right way to achieve their retirement goals”.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

What Do You Really Want To Achieve In Your Lifetime?

Financial Advice Sutton ColdfieldWe only have one lifetime, so what’s really important to you? What is non-negotiable?  Furthermore, how do you make what’s important to you happen?  Our solution is our Lifestyle Financial Planning service.

Whatever your hopes and dreams, you have a better chance of achieving them if they are clearly defined, you know how much they will cost and how you can fund them. Clarity is what our Lifestyle Financial Planning service offers.

Long before one of our Financial Advisers talks to you about your finances and your financial planning options, they will have an in-depth discussion about your important lifetime objectives. Only then will your Adviser start to work with you to plan how you can achieve your goals. Using state-of-the-art software your Adviser will be able to plot your likely income and expenditure along the timeline of your whole life to help you understand whether your goals are fully achievable, or whether you will need to prioritise.  They key thing is this clarity of purpose in your financial planning and regular update meetings.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Two Teams In Charity Quiz!

Financial Advice Sutton Coldfield
Our Two Teams At The Buddy Bag Foundation Quiz

We supported our charity Buddy Bag Foundation in style at their recent quiz night. The quiz which took place at Aston Wood Golf Club, attracted 20 teams in total, including two teams from Four Oaks Financial Services.

Our teams were “You’re A Quizzard Harry”, with Financial Adviser Mark Timmins, Chartered Financial Planner Ian Cleghorn, Paraplanner Mark Banks and his fiancée Vicki. They came joint second with a fantastic score of 88 out 100.

Our second team were the “Quizy Rascals”, with Head of Paraplanning John Smith, his wife Michelle, Paraplanner Lily Jackson and Jessica Allen from our Client Support team. They finished in 6th position with a brilliant score of 78 out of 100.

There was a raffle, true or false game and, with the team entry fees the event raised around £800 for Buddy Bag Foundation. Our teams which included a mix of people from our Financial Adviser team, who provide financial advice local to Sutton Coldfield, our Paraplanner team and Client Support team, really enjoyed the evening and are very pleased to have helped make this event such a success.

Buddy Bag Foundation provides essential items to children who find themselves in emergency care, often as a result of domestic abuse. For more information visit. https://buddybagfoundation.co.uk/

By clicking on the above link, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Intrinsic are responsible for the accuracy of the information contained within the site.

Our Easter 2019 Opening Hours

Financial Advice LichfieldWe wish all of our clients a very happy Easter. Our opening hours during the Bank Holiday weekend are as follows:

Our offices will close at 5pm on Thursday 18th April and re-open at 9am on Tuesday 23rd April.

Kindest regards from the Four Oaks Financial Services team.

We’re Seeking A Financial Adviser Fed Up With Paperwork!

Financial Adviser JobsIf you are an Adviser, qualified to Level 4 Diploma status, and you’re fed up with all the bureaucracy our profession has to deal with, we would love to hear from you. We have a large friendly, stable team to support you.  You focus on servicing your clients and providing financial advice and we will do your:

Administration, Paraplanning, Compliance, Marketing, Appointment Making

You can be anywhere in the UK, because although our prestigious offices are near Lichfield, our systems and processes mean you can work from your home office anywhere in the UK.

A highly competitive self-employed package will be offered to the successful candidate.

Follow this link to our Careers page to find out more.