Our Team Night Out At The Ruby In Lichfield

We believe it is important to get together outside of work and recently had a fantastic evening at the highly regarded restaurant, The Ruby in Lichfield. Most of our team were able to attend, and this included our admin, Paraplanning and support staff, as well as our team of financial advisers who provide financial advice in Sutton Coldfield and across the Midlands.

The next day MD, Martin Ward was hiking up Snowdon to raise money for the Stroke Unit at Birmingham Heartlands Hospital, so we held a raffle for two tickets to the Panto at The Garrick Theatre and raised over £40 in addition to what had already been donated via Just Giving. The staff at The Ruby looked after us very well. We have a few people with special diets and they were well catered for and the food was amazing as usual. We may be visiting more often as the family of our new Protection Adviser, Wai-Lee Ho own the restaurant.Financial advice Sutton Coldfield

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Lisa Arnold Receives Quarterly Recognition Award

Financial Adviser LichfieldEvery quarter as a team we give special recognition to someone who has made a positive contribution to the business. For the quarter April to June 2019 we are delighted to announce that the recipient of the Quarterly Recognition Award is Financial Administrator, Lisa Arnold.

Owing to unforeseen circumstances, Lisa willingly and ably stepped up-to-the-plate taking on additional work which included ensuring everything was in place for the re-brand of the network we belong to, which took place on 1st July. Lisa has also taken on extra liaison and monitoring duties for compliance matters.  This involves working closely with our Financial Advisers who provide financial advice local to Lichfield and our in-house support teams. This work can be complex and time consuming.

“It is no hardship doing any job that needs doing”, says Lisa “Especially when this helps our clients or my colleagues. I feel really appreciated though; this is a really nice ‘thank you’ from everyone.”

Well done and thank you Lisa!

Charlotte Holmes Returns From Maternity Leave

Financial Advice Sutton ColdfieldWe are so pleased that Charlotte is back with us in our Client Support team. Following what Charlotte has described as an extremely difficult pregnancy, she is back in the office working one day per week, and has actually returned after nine months, three months earlier than originally planned.

Returning to her existing role, supporting our financial advisers who provide financial advice in Sutton Coldfield; over the next few weeks Charlotte will be getting up to speed with the new processes and procedures put in place whilst she has been away. From 1st August she will be working 3 days per week, and her ambition is to become a mortgage and financial protection adviser.  She has already passed one examination and will be joining colleagues in the Four Oaks Financial Services Training Academy to continue her studies.

Charlotte says “It is nice to be back at work! Everyone in the company has been so supportive during an extremely difficult pregnancy with more issues than usual. After working full-time, it was strange being away, it was almost like being away from family. I am really pleased that I have been offered a gradual return to work. Everyone is brilliant to work with, so I wasn’t worried about coming back at all.”

Charlotte kept in touch on a weekly basis with the Client Support team and also saw them socially and she also brought baby Olivia in to see us on several occasions. Good to have you back!

Announcing Protection Adviser Sue Cassar Has Joined Our Team

Financial Advice LichfieldWe are delighted to announce that Sue Cassar has joined our team as a Protection Adviser. Sue has worked in the Financial Services sector for many years.  She has a background in financial education and was a regional manager at the Financial Conduct Authority formally known at the Financial Services Authority and the Money Advice Service, now the Money and Pensions Service. In this role Sue worked with FTSE 250 businesses and Councils and third sector organisations across the Midlands.

Sue had looked at becoming an Adviser some time ago, but did not find a firm that shared her values and ethics. Hearing that we had an opportunity for an Adviser, and knowing us by reputation, she met with MD Martin Ward and we are very pleased that she has joined us.

“I decided to join the team at Four Oaks Financial Services because of the flexibility and support that is on offer to Advisers and because of the way they work with clients.” Says Sue “My colleagues share the belief that financial services is not about selling products, it’s about the person we are helping, and what they want to achieve. As a Protection Adviser I am working with clients who want to protect the thing that is most important in the world, their families.”

In her spare time Sue keeps fit line dancing, and her claim to fame is that her uncle was a member of The Shadows before they got famous. Apparently, it was her Grandma’s opinion that there was no future in the band for him!  Welcome to our team Sue!

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Thinking Of Paying Off Your Mortgage Early? Talk To Your Financial Adviser First

Mortgages Sutton ColdfieldAccording to research from Santander overpaying a relatively small amount each month on your mortgage repayment can save thousands of pounds and take months, if not years, off your mortgage term.

We are not saying that this is too good to be true. But there may be rules attached and other things to consider, which is why we highly recommend you talk to your financial adviser who provides local financial advice in Sutton Coldfield and across the Midlands.

You will need to check if your mortgage plan allows you to make overpayments or if there is a limit to the amount you can overpay. Possibly more importantly if you are on your lender’s standard variable rate, they tend to be expensive and you could be paying more than you need to each month.  You may want to ask your financial adviser to review your current mortgage as there may be a better rate and overall deal for your specific circumstances.  Also, if you are planning to repay your mortgage because of a property sale or inheritance there may be a penalty for early repayment.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

You can talk to your Financial Adviser about any issue related to mortgages. Contact our Client Liaison Team on 0121 323 2070 to make an appointment.

Emily Walker Becomes A Qualified Mortgage And Protection Adviser

Mortgage advice Lichfield
Emily Walker, Mortgage & Protection Adviser

Many of our clients will know Emily as she has been a member of our team for over 5 years. We are absolutely delighted to announce that Emily has achieved her qualifications to become a Mortgage & Protection Adviser and is now working full-time in this new role.

Emily is a shining example of a person who joined us as a junior member of our Client Support team but has grasped the career progression opportunities we offer at Four Oaks Financial Services. She is just two examinations away from becoming a fully qualified Financial Adviser, but for the moment she wants to focus on providing her clients with mortgage advice and financial protection advice local to Lichfield and across the wider area.

“Martin Ward has been a huge help.” Says Emily. “Over the years he has given me the opportunity to take on more responsibility and new roles, and his faith in me has given me the confidence to go further in my career. I’ve also had incredible support from the senior management team and my colleagues.”

Having worked on the administrative-side of financial services Emily has a rare combination of knowledge and experience. She knows the quirks of some of the mortgage and protection providers and exactly what information needs to be submitted to ensure a swift and positive outcome for clients.

In her spare time Emily enjoys fly-fishing with her dad and grand-dad. She is a member of Blithfield Anglers at Blithfield Reservoir but has been fishing since she could walk.

Congratulations Emily and we all wish you continued success in your career.

Protection Adviser Wai-Lee Ho Joins Our Team

critical illness insurance Lichfield
Wai-Lee Ho, Protection Adviser

We are delighted to announce that Wai-Lee Ho has joined our team as a qualified Protection Adviser. Wai-Lee was a client of Four Oaks Financial Services and after talking to one of our Financial Advisers who provide financial advice in Lichfield and across the region, he decided that a change of career into Financial Services was right for him.

Wai-Lee has worked in catering all his life, but with a Bachelor’s in Business and Politics from Loughborough University and a Masters in Diplomatic Studies from Keele University, he felt that his talents could be better utilised and he would derive more personal satisfaction by working in Financial Services.

The financial services sector appealed to Wai-Lee’s natural desire to help people, and being a Protection Adviser he helps people protect what is most important, their families and themselves. These are the same passions that drive his interests outside of work. He is a District Councillor and Vice Chair of Audit and Member Standards at Lichfield District Council and a Parish Councillor in Hammerwich.

Wai-Lee has already attained two of the qualifications that will see him fully qualified as a Financial Adviser, namely Protection and Ethics. He intends to be fully qualified by the end of the year. He then has aspirations to qualify to provide advice in other areas such as Defined Benefits Transfers and possibly becoming a Chartered Financial Planner in the future.

Earlier this year Wai-Lee was invited to No.10 in recognition of his contribution to the Chinese Community in the Midlands. In his spare-time he is an avid Star Trek fan, and recently met William Shatner, the original Captain Kirk. Glad to have you on-board at Four Oaks Financial Services!

We’re Seeking A Financial Adviser Who Wants A Better Work/Life Balance

Financial Advisers Sutton ColdfieldIf you are an Adviser, qualified to Level 4 Diploma status, and you want to spend more time working with your clients, with an option to work from home. And, you are fed up with all the bureaucracy our profession has to deal with. We want to talk to you.

Our large friendly and stable team will support you. Let us do your Administration, Paraplanning, Compliance, Marketing and Appointment Making.

“Martin Ward has delivered on everything he said he would. He believes in playing fair, and he does. Due to having more time, I am now one of the highest qualified advisers in the region and I can concentrate on delivering better client outcomes as a consequence. None of this would have been possible had I not become a member of this practice.” Ian Cleghorn, Chartered Financial Planner.

Read Ian’s full testimonial and find out more about this vacancy on our Careers page

A highly competitive self-employed package will be offered to the successful candidate.

If A Key Person Died Or Was Seriously Ill How Would Your Business Cope?

Corporate Financial Services Sutton ColdfieldMost of us take steps to protect our family, but business owners need to take steps to protect their company and their staff too. The business provides employment and thus wages for everyone working for the business.  What would happen if the owner, a partner or a person with specialist knowledge suddenly just wasn’t there?  How would loans be repaid?  Who would make decisions and run the business? If the person died, what would be the impact on shareholders, share ownership and the involvement of their family in the business?

Our specialist corporate protection Financial Advisers who work with our clients in Sutton Coldfield and throughout the region, can help you put plans in place for the financial security, stability and continuity of your business.

Click here to find out about the host of corporate protection services we can provide to businesses large and small including:

We can advise you on how to make your protection as cost-effective as possible by providing plans whose premiums are tax-deductible.

Our MD To Climb Snowdon For Local Stroke Unit

Financial Advice Sutton Coldfield
Martin Ward, Managing Director, Four Oaks Financial Services

Last September Peter Robinson, a good friend of Four Oaks Financial Services, had a stroke. This was sudden, unexpected and sent shock waves through the local business community.  Birmingham Heartlands Hospital Stroke Unit saved his life.  Peter wants others to benefit from the kind of support and help he received, and his team at Prizm Solutions wanted to do their bit too.

They decided to do the Three Peaks Challenge, and a Snowden climb to raise funds for the Stroke Unit.

Our MD, Martin Ward is joining Peter, his colleagues and a group of other local business people to climb Snowdon on the 8th June, and others will be doing the Three Peaks Challenge the same day.  If you would like to read more or make a donation to help them achieve their £5,000 target, please follow this Just Giving link.

By clicking on the above link, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Intrinsic are responsible for the accuracy of the information contained within the site.