Your home may be repossessed if you do not keep up repayments on the mortgage.
Sometimes it feels like everything has to be done on-line. But, apparently there is no substitute for the human touch, especially when it comes to getting mortgage advice. More than 70% of people looking for a home loan choose to work with a broker. If you make the wrong choice you could end up paying hundreds or even thousands of pounds more than you need to pay.
There are a number of choices open to you, including trawling umpteen websites and spending hours putting in applications to a range of lenders. Visiting various high street mortgage lenders one by one, or talking to a knowledgeable Mortgage Adviser about your home loan options. The latter choice will save considerable time and probably considerable stress.
Advisers like us offer much more than just a transactional service, and because we are local we provide extra insights by providing mortgage advice for Tamworth, mortgage advice for Lichfield and mortgage advice for Sutton Coldfield borrowers. We can help you find the most suitable mortgage for your circumstances and can help you work out how much you can afford to borrow, and explain what lenders are looking for when they assess your finances. This may be particularly important if you have not been in your job for very long, have a low deposit or are self-employed.
Mortgages need to fit your unique needs. We can talk you through the features and benefits of different types of home loans and make you aware of any extra fees or early settlement costs. You see sometimes the headline rate may not actually make the mortgage as attractive as it first seems. We are experts so let us guide you. And, when you are ready to make the application that’s when we step and take care of the transactional side of things.
Your first meeting with one of our mortgage advisers is at our cost and without obligation. So get in touch and make an appointment to talk about your options.