Four Oaks Financial Services Adviser To Appear in Top Rated Advisers Guide In The Times

Financial advice local to Sutton Coldfield
Yomi Bashorun, Financial Adviser to appear in Guide To Top Rated Advisers 2019

Congratulations to Financial Adviser, Yomi Bashorun who has qualified to appear in the 2019 Guide To The UK’s Top Rated Advisers. This will appear nationally in print in the Times on 23rd February. The Guide features the best Financial Advisers in the UK based on client reviews and passing VouchedFor’s checks. VouchedFor is one of the UK’s leading financial advisers search sites.

All Advisers featured in the guide will be able to use the term ‘Top Rated 2019’ on their VouchedFor profile. VouchedFor says that this guide, will involve more checks than any other guide, adviser directory or industry body and will contain more information about each qualifying adviser.

Yomi is a valued member of our team of Financial Advisers who provide financial advice local to Sutton Coldfield and throughout the wider Midlands area. He joined our firm in 2017, and was already a qualified Financial Adviser with many years of experience in the financial services sector. Yomi became a father in May last year and he is currently studying for his AF7 qualification on Advanced Pension Planning.

We are absolutely delighted that Yomi has qualified to appear in the Top Rated Advisers Guide 2019. Well done, Yomi!

By clicking on the above link, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Intrinsic are responsible for the accuracy of the information contained within the site.

We’re Seeking A Financial Adviser Fed Up With Paperwork!

Financial Adviser JobsIf you are an Adviser, qualified to Level 4 Diploma status, and you’re fed up with all the bureaucracy our profession has to deal with, we would love to hear from you. We have a large friendly, stable team to support you. You focus on servicing your clients and providing financial advice and we will do your:

Administration, Paraplanning, Compliance, Marketing, Appointment Making

You can be anywhere in the UK, because although our prestigious offices are near Lichfield, our systems and processes mean you can work from your home office anywhere in the UK.

A highly competitive self-employed package will be offered to the successful candidate.

Follow this link to our Careers page to find out more.

Our Team Packs Buddy Bags

Financial Advice Sutton Coldfield
Our Team Packing Buddy Bags

Last month we held a very special event. We held a Buddy Bag Brigade just for our team.  If you don’t know what a Buddy Bag Brigade is, it is an organised bag pack were between 180 and 200 back-packs are assembled for children who find themselves in emergency care. And, you can get involved too as our charity, Buddy Bag Foundation, hold bag-packs every month and they always need the help of willing volunteers.

Our team of Financial Advisers who give financial advice near Sutton Coldfield and surrounding areas, and all our support staff have done this once before exclusively for Four Oaks Financial Services. But such was the response that members of our team have also helped out on many other occasions individually, so we have almost got this down to a fine art! In a little over 2 hours we were able to pack all the toiletries, underwear, pyjamas, cuddly toys, photo frames and books.  There was a delay when a delivery of pyjamas didn’t arrive.  We gave people the option to go home, but everyone stayed, such is our team-spirit.

Following the bag-pack, two of our team even took a boot full of bags to a women’s refuge quite a few miles away.

To find out more about Buddy Bag Foundation and to perhaps get involved, please follow this link https://buddybagfoundation.co.uk/

By clicking on the above link, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Intrinsic are responsible for the accuracy of the information contained within the site.

Reminder – Use Your ISA Allowance Before 5th April 2019

ISAs Sutton ColdfieldHave you used your ISA allowance for this tax-year? If you are not sure, please ask your Financial Adviser as quickly as possible. You have until 5th April 2019 to use your allowance or lose it, as the allowance cannot be carried over.  This also applies to Junior ISAs for children under the age of 18. The allowance for adults is £20,000 and £4,260 for children.

ISAs are tax free savings, so generally speaking they are an excellent way to save, especially as interest rates for traditional savings accounts are so low and likely to remain low for the foreseeable future. Our Advisers, who provide local financial advice in Sutton Coldfield and wider area, will give advice that is appropriate to your individual circumstances and they will be able to help you decide whether a Cash ISA, Stocks & Shares ISA or a combination of both kinds is what you need.

All we ask is that you give us time. Arranging ISAs is straight-forward but we have to ensure that your ISA is set up and the money you are investing has arrived in the ISA account by 5th April 2019.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Investors do not pay any personal tax on income or gains, but ISAs do pay unrecoverable tax on income from stocks and shares received by the ISA managers.

At Four Oaks Financial Services our Financial Advisers provide financial advice local to Sutton Coldfield and are qualified to give advice on ISAs. Talk to your financial adviser about the difference between Cash ISAs or Stocks & Shares ISAs

The New Issue Of Essentially Wealth Magazine Available Now

Financial Advisers Sutton ColdfieldWe will be emailing the latest issue of our Essentially Wealth magazine to our client in the next few days, but you can read it here right now.  If you would like to receive this via email and are not on our mailing list please contact clientsupport@fouroaksfs.com.

In this issue read about how being absent-minded is costing you money and, an article on the “B” word and your finances.

To download Essentially Wealth follow this link Q1 2019 Four Oaks Essentially Wealth lr

Our Latest Essentially Mortgages Magazine Is Available Now

Mortgages Sutton ColdfieldAll of our clients will be receiving this magazine via email in the next few days.  If you are not on our mailing list and would like to receive this magazine please email clientsupport@fouroaksfs.com or you can download it here.

Read about how to avoid buying a “money pit” and how the “Bank of Mum and Dad” can help first-time buyers.  Follow this link Q1 2019 Four Oaks Essentially Mortgage lr

Proud To Sponsor Norton Canes Football Club

Financial Advisers in Lichfield
Financial Adviser Nic Whittaker and his nephew

As a local firm of financial advisers providing financial advice in Lichfield and throughout the area we have many local connections. Some are business, but others are family connections.  Nic Whittaker is one of our financial advisers and his nephew Finley is a defender in the Under 11s team at Norton Canes Football Club.  The club were looking for someone to step-in and sponsor their home kit.  Four Oaks Financial Services was only too happy to help.

Finley has been in the team for three years, and Uncle Nic goes as often as he can to support him on a Sunday morning. It is a big commitment to be part of the team as they train on Wednesday and Saturday as well as playing matches on Sundays.

“I was really pleased that we could help the team out.” says Nic Whittaker. “The coaches are really good and so are the parents and players.  They were struggling to get sponsorship and not only is this an ideal way for Four Oaks Financial Services to make more people aware of us, but we help the team too, which is a win/win for everyone.”

Four Oaks Financial Services is delighted to be sponsoring the home kit for two years. Norton Canes Football Club has teams for all age groups, to find out more follow this link

https://www.facebook.com/nortoncanes.fc

By clicking on the above link, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Intrinsic are responsible for the accuracy of the information contained within the site.

We’re Looking For Financial Advisers Who Are Fed Up!

Financial Advice Lichfield
Martin Ward, Managing Director, Four Oaks Financial Services

We need experienced Financial Advisers to join our team. We know it is very tough to be an Adviser working alone in your own practice.  Come and join us.  We have a large experienced team who will support you.  You focus on servicing your clients and providing financial advice and we will do your:

Administration, Paraplanning, Compliance, Marketing, Appointment Making

We are a very successful and well-established firm of Financial Advisers working across the Midlands. We saw the increasing complexity in financial services coming over the horizon to hit Advisers so we invested and built up our support team who work along-side our team of Advisers.

Follow this link to our Careers page to find out more.

Announcing the Engagement of Mark Banks

Financial Advice Local To Sutton ColdfieldWe are delighted to announce that Paraplanner, Mark Banks has become engaged to be married to his partner Vicki.

Mark had planned to pop the question on 21st December but overcome by the moment, Mark proposed to Vicki at the Four Oaks Financial Services Christmas Party on 15th December!

The original plan was for Mark to get down-on-one-knee at a Christmas evening at the Black Country Living Museum. The couple, and their new baby son Freddie, still made the trip and the photo is of the happy couple drinking a Traditional Scrumpy Cider at the museum.

Mark and Vicki have been together for three and a half years, and baby Freddie was born last September. Mark is a life-long supporter of Walsall Football Club, but wife-to-be Vicki isn’t really into football but went to Aston Villa as a child, Mark says he doesn’t hold this against her!  As yet they have not set a wedding date, their number one priority is to buy a family home.

Mark is a valued member of our Paraplanning team. In his day-to-day role he works closely with our Financial Advisers who provide financial advice in Sutton Coldfield and across the wider area.

Congratulations to Mark and Vicki from the whole team, we are very happy for you.

Dangers of Not Getting Mortgage Advice In Sutton Coldfield?

Mortgage Advice Sutton ColdfieldFailing to get appropriate mortgage advice in Sutton Coldfield could cost you dearly in the future.  A survey from a major insurer shows that 14% if people think they will still be paying their mortgage at age 70*.  This means that mortgage options might need to be considered as part of your retirement planning, when just a few years ago this would have been unimaginable.

People are getting on the property ladder later in life and lenders are granting mortgages for much longer terms.

Whether you are a first-time buyer or simply looking to move to a larger property or even downsize, there is a wide range of mortgages to chose from, so getting mortgage advice in Sutton Coldfield is essential.

You might not be looking to move at all. You may be one of the very sensible people who get their mortgage reviewed every couple of years to make sure the mortgage you’ve got is still the right one for your circumstances.

By getting professional mortgage advice in Sutton Coldfield you may be surprised to learn about mortgages that you didn’t know existed or find that what you thought was a great deal is not all that it seems, when someone who really understands mortgages delves into the details.

For example you need to consider the fees associated with any mortgage deal, and some mortgage lenders will offer incentives such as a free valuation, free legal fees or even cash back. When you get mortgage advice in Sutton Coldfield from one of our Advisers we will be able to help you calculate how these incentives will affect the overall cost of the deal, as they may make the mortgage not cost-effective.

Getting the right mortgage for your specific circumstances and in line with your financial goals is essential. This could save you hundreds, if not thousands of pounds and protect you from early exit fees and so on.  We are a local firm and it pays to take professional mortgage advice in Sutton Coldfield from one of our Financial Advisers who know the local market and what the lenders can offer you.  You can of course do this research yourself, but would you be confident that you understand all the small print and options available?  Taking out a mortgage is a very big financial commitment, making the right decision for you is absolutely crucial.

Your home or property may be repossessed if you do not keep up repayments on the mortgage.

Your first meeting with one of our Financial Advisers for mortgage advice in Sutton Coldfield is at our cost and without obligation. Please contact us to discuss your requirements.

*Aegon, 2018