Why Is Financial Advice For Estate Planning In Sutton Coldfield Overlooked?

Inheritance Tax Sutton ColdfieldAs Financial Advisers who give advice on Estate Planning in Sutton Coldfield, we often find that people who have made a Will have not thought about financial advice!

We find this baffling. Perhaps people don’t realise that to leave a tidy sum of cash and assets to their loved ones, they need to think about building their wealth, and protecting it.  Estate Planning in Sutton Coldfield requires the advice of a qualified financial adviser, as well as the expertise of a solicitor.

Your solicitor will know how to draft your Will and make sure that it is legally valid, but what about Inheritance Tax? What if you should fall ill or need to go into care? Will you be able to live comfortably in retirement?

When you sit down with one of our Financial Advisers to talk about Estate Planning in Sutton Coldfield, they will suggest how can you protect your wealth throughout your life and when you die ensure that more of your money and assets stay with your family, not the tax man. In other words, by working with a financial adviser on Estate Planning in Sutton Coldfield you will have greater peace of mind that there will be something in the pot for your beneficiaries as set out in your Will.  Otherwise it is just a wish list!

Every aspect of financial planning is linked, and we have a holistic approach that we call Lifestyle Financial Planning. As a matter of course we will look at your whole life.  Literally from cradle to grave and this will include looking at your Estate Planning in Sutton Coldfield.

Inheritance Tax Planning, Estate Planning & Will Writing are not regulated by the Financial Conduct Authority.

Will Writing is not part of the Quilter Financial Planning Offering and is offered in our own right.  Quilter Financial Planning accept no responsibility for this aspect of our business.

Please contact us, we will be happy to help.

Why Are We Sponsoring The Lichfield Half Marathon?

Financial Advice Sutton Coldfield
Martin Ward, MD, Four Oaks Financial Services

None of us are runners.  It wasn’t something we had thought about. Then we were approached by the organisers, and suddenly it was obvious that this was something that we should do and now the whole team is buzzing with excitement.

In fact, we got so excited that we struck a deal to rename the event The Four Oaks Financial Services Lichfield Half Marathon. And we will be the sole sponsors for both 2020 and 2021.

We decided to do this for a lot of different reasons, some commercial, of course.  Some much more personal. We are one of the largest and most respected firms of financial advisers local to Lichfield with a 14 strong team of advisers.  Many of us live in Lichfield, were educated in Lichfield, we have a lot of clients in Lichfield and we have a great sense of community and we want to do our bit to give back and support Lichfield.

Commercially being the sole sponsor will generate a lot of publicity for us, and more people will get to know about us and what we offer.  We also think that we can put on the best Lichfield Half Marathon ever, because of our natural obsession with planning and getting things done professionally.  Good traits to have for a firm of financial advisers in Lichfield! We are working closely with the organisers, KP Events.

Lichfield Half Marathon
In Memory of George Chaplin

On a personal level we are working hard to raise funds for an ECG Machine for Avon 3 Ward at Worcester Royal Infirmary.  Earlier this year our MD’s father-in-law George, passed away.  He died of heart failure and on the day he died, there had been a delay getting an ECG machine to him as there are only three in the

entire hospital. We are inviting runners entering the half marathon to fund raise for this machine in memory of George, or for our charity Buddy Bag Foundation, at a reduced entry fee.

Buddy Bag Foundation is a local charity that works nationwide to help children in emergency care.  We have supported them for many years, our staff regularly help to pack Buddy Bags, we hold an annual Buddy Bag Pack when all of us as a firm pack around 200 Buddy Bags.  We also help by getting items for their bags and fundraising.  Find out more here.

We began by saying that none of us were runners.  Well quite a few of us, and our families are well on our way to becoming runners because we have entered the Four Oaks Financial Services Lichfield Half Marathon.  We are in training for the 13.1 mile race.  Our current personal bests are around 2 days, but we have faith that we will improve!

To find out more or to sponsor us please follow these links:

Our Four Oaks Financial Services Lichfield Half Marathon web page

To donate to Buddy Bag Foundation https://www.justgiving.com/fundraising/fouroaksfs

To donate to ECG Machine https://www.justgiving.com/crowdfunding/martin-ward-lichfield-half-marathon

To enter the event.

By clicking on the above links, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Quilter are responsible for the accuracy of the information contained within the site.

Keep your eye on our news page for the latest on the preparations for The Four Oaks Financial Services Lichfield Half Marathon. We hope to see you there on Sunday 10th May 2020.

Announcing Our Sponsorship Of The Lichfield Half Marathon 2020 & 2021

Financial Advice Sutton Coldfield
L-R Nick Hepburn, Gemma Randle, Martin Ward, Charlotte Trueman, Nick Heath

We are very excited to announce that we are the sole sponsors for the 2020 and 2021 Four Oaks Financial Services Lichfield Half Marathon.  2020 marks the 10th anniversary of this very popular event, with over 1,500 runners expected to take part.

Many of our team are running, including some of our Financial Advisers who provide financial advice in Sutton Coldfield and across the wider area.

Runners can choose to run for their own charity, but if they choose to run for one of our nominated good causes they can enter at a discounted rate.  We are taking our duties as sponsor very seriously, consulting with local runners on things like medals and t-shirts and working closely with professional events management company KP Events who will be using race chip technology to record times and ensure the course is officially measured.

You’ll find lots more information here or to sponsor us follow these Just Giving Links.

Sponsor us to raise money for Buddy Bag Foundation – https://www.justgiving.com/fundraising/fouroaksfs

Sponsor us to raise money to buy an ECG Heart Rate Monitor for Avon 3 Ward, Worcester Royal Infirmary https://www.justgiving.com/crowdfunding/martin-ward-lichfield-half-marathon

By clicking on the above links, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Quilter are responsible for the accuracy of the information contained within the site.

A Christmas Surprise For Our Managing Director

Financial Advisers Sutton Coldfield
Louise Lakin, Client Liaison & Martin Ward, Managing Director

At the end of 2019 we held our Christmas party at The Belfry.  We had a private room which gave members of the Senior Management Team the opportunity to say a few words. But our MD, Martin Ward got a surprise when our Receptionist, Olivia Arnold got up to speak.

2019 has been a very successful year for us, and the whole team had joined together to say a big “thank you” to our MD. On behalf of us all, Olivia presented Martin with a gift voucher for Hampton Manor, a nearby Michelin star restaurant with individually designed guest rooms.

The gift giving didn’t stop there! Both Martin Ward, and our team of Financial Advisers, who provide financial advice in Sutton Coldfield and across the region, both expressed their thanks to our Paraplanning, Client Support and Client Liaison teams who support them throughout the year. Every member of our support teams was presented with a gift from both Martin and our Financial Adviser team.

Happy New Year, Happy New Mortgage!

Mortgage Advice Sutton ColdfieldAt the beginning of every New Year we tend to arrange more mortgages than at any other time.  Perhaps new years’ resolutions and thoughts about change and the future are in people’s minds.

We offer a whole of market mortgage service and that’s not just for main residences.  Our clients include people moving home, remortgaging, coming to the end of their existing mortgage rate, first-time buyers and clients who are investing in a property portfolio. We have access to a wide range of mortgages from a wide range of different lenders and can offer exclusive mortgage deals that are more competitive than you could get by going direct to a lender.

Our expert Mortgage & Protection Advisers are available to discuss your individual needs and because they are Advisers, they can save you time by recommending mortgage options that are most suited to your circumstances.

With a 14-strong team of Advisers, including a Chartered Financial Planner you can be confident that as a firm we can help you and your family with your financial planning needs.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate buy-to-let mortgages.

Find more information about our mortgage service here.

Our qualified Advisers give financial advice on Mortgages in Sutton Coldfield and throughout the Midlands. They also provide advice on financial protection such as life insurance. To make an appointment contact our Client Liaison Team on 0121 323 2070 or clientliaison@fouroaksfs.com.

Buddy Bag Bears Appeal

Receptionist Olivia Arnold with one of the Buddy Bag Bears

When we were contacted by our nominated charity Buddy Bag Foundation to raise much needed funds for teddy bears, we were only too pleased to help.  Members of staff purchased a teddy bear for £10 and wrote out a tag that would be attached to a bear destined for a child who would receive a buddy bag.

Buddy bags are rucksacks of essential and well-being items given to children who find themselves in emergency care.  This is often a women’s refuge and the children often have nothing but the clothes they are wearing.  A teddy bear is something for them to love and provide a little comfort. The buddy bag is something for them to call their own.

Buddy Bag Foundation is a registered charity that is local to our office from where our team of Financial Advisers provide financial advice in Sutton Coldfield.

By clicking on the above link, you are now departing from the regulatory site Four Oaks Financial Services Limited. Neither Four Oaks Financial Services Limited nor Quilter are responsible for the accuracy of the information contained within the site.