Two Teams In Charity Quiz!

Financial Advice Sutton Coldfield
Our Two Teams At The Buddy Bag Foundation Quiz

We supported our charity Buddy Bag Foundation in style at their recent quiz night. The quiz which took place at Aston Wood Golf Club, attracted 20 teams in total, including two teams from Four Oaks Financial Services.

Our teams were “You’re A Quizzard Harry”, with Financial Adviser Mark Timmins, Chartered Financial Planner Ian Cleghorn, Paraplanner Mark Banks and his fiancée Vicki. They came joint second with a fantastic score of 88 out 100.

Our second team were the “Quizy Rascals”, with Head of Paraplanning John Smith, his wife Michelle, Paraplanner Lily Jackson and Jessica Allen from our Client Support team. They finished in 6th position with a brilliant score of 78 out of 100.

There was a raffle, true or false game and, with the team entry fees the event raised around £800 for Buddy Bag Foundation. Our teams which included a mix of people from our Financial Adviser team, who provide financial advice local to Sutton Coldfield, our Paraplanner team and Client Support team, really enjoyed the evening and are very pleased to have helped make this event such a success.

Buddy Bag Foundation provides essential items to children who find themselves in emergency care, often as a result of domestic abuse. For more information visit.

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Estate Planning In Lichfield Is A Must

Estate Planning LichfieldEach year, more families are drawn into the Inheritance Tax net. If you don’t look at Estate Planning in Lichfield with a qualified local Financial Adviser your estate could be left with a tax bill when you die.

Taking professional advice will help you understand the likely Inheritance Tax liability of your estate and enable you to put plans in place that will reduce the amount of tax due, or mean that your estate may possibly not pay any Inheritance Tax at all.

The threshold for IHT is £325,000. So, if the value of your estate is less than this there will be no Inheritance Tax to pay.  Any amount over this is subject to IHT at 40%.  For estate planning in Lichfield you need to think about the total value of your assets including your house and, being a local firm, we know Lichfield is a very popular place to live, and has house prices that reflect this.  Your estate will also include all of your other assets including your savings and investments, which may take the value of your estate well over the tax threshold.

For estate planning in Lichfield, our Financial Advisers who provide local financial advice, will talk to you about allowances, spouse and civil partner exemptions and available reliefs which mean that the actual amount payable by your estate could be less.

You can seek professional financial advice local to Lichfield on estate planning, including things like lifetime gifts and setting up trusts to lessen the impact of the tax. It is also worth pointing out that you can make a gift of up to £3,000 per donor per tax year.  For Inheritance Tax purposes this is a tax-exempt allowance.  This is something to think about when you are contemplating your estate planning in Lichfield or if you live in the surrounding areas near to our office.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change.

The FCA do not regulate Inheritance Tax planning.

When you work with Four Oaks Financial Services on estate planning in Lichfield your first meeting with one of our Financial Advisers is at our cost and without obligation. Please contact us to discuss your requirements.

Our Easter 2019 Opening Hours

Financial Advice LichfieldWe wish all of our clients a very happy Easter. Our opening hours during the Bank Holiday weekend are as follows:

Our offices will close at 5pm on Thursday 18th April and re-open at 9am on Tuesday 23rd April.

Kindest regards from the Four Oaks Financial Services team.

We’re Seeking A Financial Adviser Fed Up With Paperwork!

Financial Adviser JobsIf you are an Adviser, qualified to Level 4 Diploma status, and you’re fed up with all the bureaucracy our profession has to deal with, we would love to hear from you. We have a large friendly, stable team to support you.  You focus on servicing your clients and providing financial advice and we will do your:

Administration, Paraplanning, Compliance, Marketing, Appointment Making

You can be anywhere in the UK, because although our prestigious offices are near Lichfield, our systems and processes mean you can work from your home office anywhere in the UK.

A highly competitive self-employed package will be offered to the successful candidate.

Follow this link to our Careers page to find out more.

Solicitors Invite Us To Speak To Their Team

Financial Advice Sutton Coldfield
Speaking to the team at Pickford Solicitors

Pickford Solicitors in Sutton Coldfield recently invited our Business Development Manager, Simon Trevelyan and Financial Adviser, Yomi Bashorun to give a presentation to their team.

Four Oaks Financial Services is working along-side Pickford Solicitors to assist their clients on a host of financial issues that arise during legal proceedings. Their Business Development Manager, Sinead Teague arranged for us to meet their team and describe how a firm of financial advisers who provide financial advice in Sutton Coldfield, can help them both as individuals and their clients.

Having reviewed the pension scheme that Pickford Solicitors currently has, in just 30 minutes Four Oaks Financial Services described how they could potentially improve their retirement pension and how it could be beneficial to review existing pensions that the team has with previous employers. They went on to illustrate how Four Oaks Financial Services can assist the solicitors in the work they do with their clients.  For example, helping the family law department with mortgage capacity reports and pension sharing orders, which may be required during divorce cases.  Helping the clients of the property solicitors with mortgages and mortgage reviews, and the business law team could help their clients by letting them know that financial protection such as shareholder protection and keyman insurance is available.

“Thank you so much for delivering the presentation to the team, people are still talking about it now. It was very interesting and we can all learn and take things away from it.” Sinead Teague, Pickford Solicitors.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

How Will Market Volatility Impact Investment Returns In 2019?

Financial Advice Sutton Coldfield6th April sees the start of the new financial year.  Traditionally investors start to think about their investments, maybe considering ISAs as we have all just received our new annual allowance (£20,000 for adults and £4,368 for children), or other tax-efficient investments.

This year is a little different. For one, no-one really knows what the impact of political decisions surrounding Brexit will be on investment returns, and in the wider world other factors such as the slowing down of the Chinese economy mean that markets are likely to remain volatile.  At least in the short-term.

However, it is worth noting that market volatility is inevitable, they are always likely to move up and down and volatility can give investment fund managers an opportunity to grow their funds.

The most important thing is to remember to keep focused on your long-term goals, and regularly review your attitude to risk with your Financial Adviser who provides financial advice in Sutton Coldfield and across the Midlands region. As we go through life our attitude to risk may change, so if your investment portfolio hasn’t been reviewed for a while, or you have any concerns please book an appointment with your Financial Adviser.

You will find more information here

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Investors do not pay any personal tax on income or gains, but ISAs do pay unrecoverable tax on income from stocks and shares received by the ISA managers.

Tax treatment varies according to individual circumstances and is subject to change.