5 Years’ Service Award For Emily Walker

Financial Adviser Lichfield
Emily Walker and Martin Ward, MD Four Oaks Financial Services

Congratulations to Emily Walker on five years’ service here at Four Oaks Financial Services. Emily’s career as a valued member of our team is a terrific success story.  She started on an Apprenticeship in Administration, which not only gave her work experience but she was also able to study for qualifications in communications and general administration.

When her Apprenticeship ended, we welcomed Emily into our Client Support team as a full-time member of staff. As her skills and knowledge developed Emily was promoted to Senior Administrator and a few months later took on the role of Head Of Administration when the manager was on maternity leave.  Having done a fantastic job leading the department, Emily took the opportunity to become part of our in-house training academy.  She is working towards being qualified to the same level as a Financial Adviser.  She has passed two exams already and is well on her journey to achieve the Level 4 Diploma in Financial Advice and from there will see where her career opportunities take her.

Emily’s current role is working alongside our most senior Financial Adviser who provides financial advice local to Lichfield and the wider Midlands area.

Emily said “What I love about working here is the variety of products, services and processes there are to explore, study and learn about. There is always someone who can help with knowledge and advice as I progress in my career whether that be one of my colleagues in Paraplanning or one of our Financial Advisers. Each time I have been given more responsibility I feel that the company has trust and faith in me to do a good job, which I really appreciate.”

Congratulations Emily from all your colleagues and we hope you enjoy your gift from the company.

We’re Growing And Increased Our Office Space

Financial Advice Sutton Coldfield
Our Additional Office Space

We’ve moved into an additional 186 sq ft of office space as we continue to grow. When we had the opportunity to take on more space we decided to have a bit of a move around and created more work space for our team of Financial Advisers who provide local financial advice in Sutton Coldfield and surrounding area. This meant moving our Client Support Department into the new office.  It involved re-decorating and moving all the furniture, telephony and IT.  Everything has gone very smoothly and both our Advisers and Client Support staff are pleased to have a lot more room in which to work.

It’s Off To A&E For Nurse Alice!

Alice Heath Leaving Us To Begin Nursing Career

We are sad to be losing Alice Heath from our Client Support team but wish her lots of success as she begins her new career as an A&E nurse. Alice has worked for Four Oaks Financial Services for over three years.  She began working with us after she completed her A Levels in order to get some experience of working under her belt, before she went to University.

Alice has been a valued member of our Client Support team assisting our Financial Advisers who provide expert financial advice local to Sutton Coldfield. She has worked on a part-time and temporary basis being dependable during very busy times, covering holidays and maternity leave; all whilst studying to be a nurse.  Alice is always happy to help and adapt to whatever is required of her which will put her in good stead in her new role.

Alice studied at Birmingham City University and during her nursing course she had a total of six placements, all at Good Hope Hospital, and it is in Good Hope’s A&E department that she has chosen to begin her nursing career.

Alice, we are very proud of you. We are sure you will be a terrific nurse and help lots of people, but hopefully none of us will need your professional assistance!

We’ve Thrown Our Support Behind Lichfield Rugby Club

Financial Advice Local To Lichfield
L – R Paul Massey, Chairman – Lichfield Rugby Club. Simon Trevelyan, Business Development Manager – Four Oaks Financial Services

As a firm of financial advisers providing financial advice local to Lichfield we understand how important institutions like Lichfield Rugby Club are to the town. Therefore, when we had the opportunity to sponsor the club we jumped at the chance.  Not only did we see this association as a commercial opportunity to generate awareness of Four Oaks Financial Services, we also thought going to the matches would be a great way to bring our staff together outside work; and of course, help the club through sponsorship and advertising.

We’ve already held a family day for our team and suppliers. We’ve been to the opening home games and attended the bonfire night celebrations.

Paul Massey, Chairman of Lichfield Rugby Club commented – “Support and sponsorship like this is crucial to how we operate as a local community rugby club – primarily in helping us to provide excellent and attractive facilities. We thank Four Oaks Financial Services for their involvement and generosity. We hope they enjoy their visits and as an extremely local business to us, we hope that we can in return also help to promote them and their business.”

Why Making Time For Financial Planning In Sutton Coldfield Is So Important

Financial Planning Sutton ColdfieldIf you are not getting professional advice on financial planning in Sutton Coldfield you could be in danger of:

  • Running up an Inheritance Tax bill for your loved ones when you die
  • Working for much longer than you actually need to
  • Accumulating more wealth than you need to live on in later years
  • Missing out on helping your children or grand-children now, when you can see them enjoy the benefit of your help
  • Letting your life ambitions, hopes and dreams pass you by

We say these things from past experience of providing financial planning in Sutton Coldfield. More often than you might think we see people who have amassed more wealth than they can spend in their lifetime, which means they have missed out on the good things in life by staying in work and saving, when they didn’t have to.

Most people dream of a comfortable and hopefully long retirement with enough money to travel, pursue personal interests or simply spend more time with the family. The problem is no-one has a crystal ball that tells us how the future will pan out.  However, we do have some very clever software that is used by hundreds of financial and capital management firms around the world.  This allows our Financial Advisers, who provide financial planning in Sutton Coldfield, to work with our clients to create forecasts based upon our client’s individual circumstances and financial goals.

We call our planning process Lifestyle Financial Planning.  It’s not just about software, although that helps to illustrate and model “what if…” scenarios.  It is very much about the expertise and knowledge of our Financial Advisers who offer financial planning in Sutton Coldfield, and how they work with our clients on a very personal basis over a period of time.  We don’t see ourselves as people who carry out financial transactions for you.  Our Advisers, consider their role to be helping you achieve your life goals.

Your first meeting with one of our Financial Advisers to discuss financial planning in Sutton Coldfield is at our cost and without obligation. Please contact us to discuss your requirements.

Would You Be Happy To Hand Over £60,000 To The Taxman?

Financial Adviser local to Tamworth

If you don’t do anything about Inheritance Tax Planning this could happen, and much more than £60,000 could go to the taxman, instead of your family.

Imagine this scenario. You invested £100,000 and it grew by 50% in 7 years. You would feel pretty happy now that your investment is worth £150,000.  The next day the investment is cashed in but you only get £90,000. What could have happened?  The answer is you died and your beneficiaries had to pay £60,000 to the taxman in Inheritance Tax.

If the total value of your house, other properties, assets, investments and savings amounts to more than the Inheritance Tax threshold of £325,000 your family will have to pay 40% tax on any amount above the threshold.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

The FCA do not regulate inheritance tax planning.

At Four Oaks Financial Services our Financial Advisers in Tamworth and surrounding area are fully qualified to give advice on Estate Planning. In the scenario it would have been possible to invest the £100,000 so that it wouldn’t be liable to Inheritance Tax.  Make the most of the financial planning opportunities available and speak to your Financial Adviser.