Our Easter Opening Hours

The Four Oaks team wish you, your family and friends a very happy Easter.

Our opening hours for the Easter bank holiday weekend are:

Good Friday (30th March 2018) – Closed

Easter Monday (2nd April 2018) – Closed

Tuesday 3rd April – Our normal 9am to 5pm office hours will resume

New Uniforms Embody Our Quality Approach

Financial Advisers Sutton Coldfield
Our New Uniforms

“Style is a way to say who you are without having to speak.” This is a quote from fashion designer and business woman Rachel Zoe, and what she says sums up very well the reasons why we have introduced a stylish new uniform for our team at Four Oaks Financial Services.

Our brand embodies our values of providing a premium service to all of our clients, and as soon as our clients come into the office they can see our culture, attitude and ethos in the way we present ourselves. Our aim is to provide quality in everything we do.

The uniforms are from a corporate clothing range and the ladies in our team could choose skirts, dresses or trousers or a combination that suited their individual preferences, together with white blouse and jacket. Our gents chose black trousers, white shirts and a green tie to match our logo.

“The uniforms have been a hit with our team and clients. Everyone has a professionally produced name badge so visitors know who they are talking to when they visit, and we don’t have to decide what to wear everyday but always know we are dressed for the office.”  Says Practice Manager, Lynsey Mason.

Our Easter Opening Hours

The Four Oaks team wish you, your family and friends a very happy Easter.

Our opening hours for the Easter bank holiday weekend are:

Good Friday (30th March 2018) – Closed

Easter Monday (2nd April 2018) – Closed

Tuesday 3rd April – Our normal 9am to 5pm office hours will resume

Proud to Sponsor Bilston Town Community Football Club

Financial Advisers in LichfieldWhen one of our clients told Financial Adviser, Mark Timmins about his passion for football and for his local club, Bilston Town Football Club, and the fact that they are celebrating their centenary year, we were only too happy to become one of their sponsors.

Bilston Town Community Football Club are on a mission to attract sponsorship from 100 local businesses in their 100th year. Our client is not only a dedicated fan, he is also on the club’s committee and stewarding on home match days. Mark Timmins is Bilston born and bred. His family have roots in the metal manufacturing that once dominated this industrial market town, and Mark passes the ground everyday on his commute to our offices located between Sutton Coldfield and Lichfield from where we provide local financial advice.

As sponsors Four Oaks Financial Services has a pitch-side advertising banner at the Queen Street Stadium for the remainder of the 2017/2018 season and the whole of the 2018/2019 season.

Chancellor’s Spring Statement 2018 Update Available Now

Click on the link below for key points from last week’s Spring Statement in the Four Oaks Financial Services Spring Statement bulletin. The last page has a useful summary of important tax rates for 2018/2019. We do hope that you find this update both interesting and informative. If you require more information on any of the areas covered or any other financial matter, please do not hesitate to contact your Adviser or our Client Liaison Team.
Spring Statement Update Brochure

Looking For Life Insurance In Tamworth?

Life Insurance TamworthWe always recommend getting local financial advice from a trusted local financial adviser. If you live in the Tamworth area and you are looking for Life Insurance, look no further than Four Oaks Financial Services.  All of our Advisers are qualified to give financial protection advice.

Thinking about life insurance is not a nice task. But if you want to ensure that your family can still afford to live if you die, then it is sensible task.  You may not know this, but critical illness insurance can often be combined with life insurance and this can provide a cash sum on the diagnosis of a serious illness.  In other words. you don’t have to die to benefit from this kind of combined policy, and you can concentrate on treatment and getting better, rather than worrying about money.

Protecting a mortgage is one of the most common reasons why people take out life insurance, because they want to make sure their family can keep the roof over their heads if the worst were to happen.

But, there are many other costs to take into account. For example the unpaid duties that a parent just does as a matter of course, such as childcare, cooking and cleaning.  Duties that if you were no longer around would still need to be done but would need to be paid for.  Having life insurance gives your family choices.  Your spouse or partner may want to carry out those unpaid parental duties themselves and getting a pay-out could mean they can afford to work shorter hours or not work at all.

Life insurance provides a lump sum on death, unless you bundle it with critical illness or wider protection insurance, which can cover you for accident as well as sickness.

There is no one-size fits all, and there are a wide range of policies and benefits available. Talking to one of our expert Advisers will help you make the right choices for you and your family in your unique circumstances.

Your first meeting with one of our Advisers is at our cost and without obligation. So get in touch and make an appointment to talk about your options.

ISA Drop In Morning Success

Financial Advice Sutton ColdfeldOn Thursday 15th February, we opened our doors for a drop-in morning on ISAs in our office near Sutton Coldfield.  Right now it is what we call “ISA season”.  This is the time of year that people make sure they have used up their tax free savings allowance before the end of the current tax year and look at putting plans in place for their ISA investments for the new tax year which starts on 6th April.

One of our visitors said that they had a life changing experience after taking the time to drop-in. She had expected to ask a few questions about ISAs but found out that she still had time to plan for her retirement and that she had a pension that she could potentially access now, if she wanted to.  She has booked a formal appointment to follow up on this conversation and will be working with one of our Advisers who will provide her with financial advice specifically tailored to her individual circumstances.

You see, you never know where a chat with one of our local Financial Advisers will lead!

Investors do not pay any personal tax on income or gains, but ISAs do pay tax on income from stock and shares within the funds.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Tax treatment depends on individual circumstances. Tax treatment rates and allowances are subject to change.