Four Oaks Financial Services is proud to sponsor the First Tee at Aston Wood Golf Club. Pictured is Martin Ward, keen golfer and Four Oaks MD at the unveiling of the new sponsorship sign. Aston Wood is not just our local golf club. Four Oaks are members of the Aston Wood Business Networking Group that meets every Friday in the large club house and owing to the excellent meeting facilities and location we regularly hold team meetings here too. “When we bring the whole team together there is nowhere better because it is close to the office in Shenstone Wood End and also close to the areas that most of our clients live and work in. We can get our financial advisers together near to where they are giving local financial advice in Tamworth, Sutton Coldfield and Lichfield.” Says Martin Ward “We are very happy to sponsor the First Tee and look forward to continuing our strong relationship with the management team at Aston Wood.”
Emily Walker was delighted when a special delivery arrived for her at the office. Emily, who is a member of our Client Support Team had worked along-side Financial Adviser Nic Whittaker to arrange a mortgage for one of our clients. The client was so impressed with the service he received from both Emily and Nic that he sent flowers and a lovely testimonial, which you can read on our testimonials page.
Thank you Emily and Nic for your hard work and achieving the result our client needed.
Your home may be repossessed if you do not keep up repayments on the mortgage.
The Financial Conduct Authority do not regulate some buy to let mortgages.
Acknowledging that there is still a lot of confusion surrounding the changes to pension regulations The Best of Walsall asked Four Oaks Financial Services to give a presentation on Auto Enrolment and how this effects small and medium sized businesses. Martin Ward, Four Oaks Managing Director delivered the presentation which focused on company responsibilities and what is required to meet the compliance requirements of the Auto Enrolment Regulations.
Most businesses know that the law on workplace pensions has changed and every employer in the UK must put certain staff into a pension scheme and contribute towards it, this is called Auto Enrolment. However, how this effects their business is something that many small businesses are struggling to understand and implement.
There was a Q&A session at the end of the presentation and Martin Ward said “The questions were pretty much what we get asked all the time. For example, a company director with one employee who has got their own pension thought that Auto Enrolment wouldn’t apply to him, but it does.”
About half of the businesses in the room had got their Auto Enrolment company pension scheme sorted, some were half way through the process and some hadn’t yet done anything about it. The businesses who were from Sutton Coldfield, Tamworth, Walsall and Lichfield, all received a copy of the 20 slide presentation and seven of them have booked meetings to get advice from Four Oaks.
Martin continued, “It is essential that businesses don’t leave it until the last minute to get advice on their company pension scheme and Auto Enrolment compliance. The last thing any business wants is to get stuck with a scheme they don’t really want.”
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.